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For employers, small businesses, contractors and bookkeepers

$1 pay stubs with accurate taxes. Free preview, instant PDF.

Enter the pay details, hourly or salary. Federal, state, Social Security and Medicare withholding and year-to-date totals are calculated for you. Pick one of 18 templates, add your logo, check the free preview, then download a print-ready PDF for your payroll records. One pay stub costs $1; unlimited plans start at $9.99 a month.

$1
per pay stub
50 + DC
state tax tables
18
PDF templates
Free
preview before you pay

How it works

PayStubNest is an online pay stub generator for US employers, small businesses, self-employed people, contractors and bookkeepers. It calculates federal and state withholding for every state and DC, carries year-to-date totals from stub to stub, and produces PDF pay stubs in 18 designs, including contractor (1099) stubs and a direct deposit advice. Previews are free; a pay stub costs $1, or unlimited plans start at $9.99 a month. It is a payroll record-keeping tool for pay that was actually issued.

  1. Enter the pay details

    Employer, employee, pay period and earnings, hourly or salary. Takes about two minutes.

  2. Taxes are calculated

    Federal, state, Social Security and Medicare withholding and year-to-date totals, from the published withholding tables.

  3. Preview and download

    Pick a template, add your logo, check the preview, then download a print-ready PDF for your payroll records.

The same pay stub, a fraction of the price

Most online pay stub generators charge $3.99 to $11.99 for a single stub. PayStubNest charges $1, with the same tax calculations, a free preview and no account fees.

Create a pay stub →
FeaturePayStubNestOther generators
Price per pay stub$1$3.99 to $11.99
Preview before payingFree, every stubNot always
Unlimited plan$9.99 / monthRarely offered
Federal and state withholdingAll 50 states + DCVaries
Templates18, plus your own designA handful
YTD carried across a seriesAutomaticManual

Competitor prices are published pay-per-stub rates checked in October 2026.

Everything you need for accurate pay stubs

The calculations, templates and records a small payroll needs, without payroll software.

  • Automatic withholding

    Federal, state, Social Security and Medicare withholding worked out from the published withholding tables for each pay period.

  • Hourly or salary

    Enter hours and rates or an annual salary, with overtime, bonuses and other earnings on their own lines.

  • Year-to-date totals

    YTD earnings and deductions are calculated for you and carried forward across a series of pay stubs.

  • Templates and your logo

    Pick a ready-made template or design your own, then add your company logo.

  • Free preview

    See the layout of every pay stub before you pay. Previews cost nothing.

  • Print-ready PDF

    Download a clean PDF for printing and for your payroll records. Pay only for what you download.

Who it's for

  • Small businesses

    Give employees a clear pay stub with every pay run and keep consistent payroll records.

  • Self-employed

    Document the pay you draw from your own business, period by period.

  • Contractors

    Keep an organized record of each payment, with the pay period and totals on one page.

Simple pricing

Preview every pay stub for free. Pay only for what you download, with a credit pack or a plan if you issue pay stubs regularly.

Pay as you go

Buy credits when you need them. One credit downloads one pay stub.

$1per pay stub
  • Preview every pay stub for free
  • Pay only for the pay stubs you download
  • Credits do not expire
Buy credits

Monthly Unlimited

Unlimited pay stubs, billed every month. Cancel anytime.

$9.99/ month
  • Unlimited pay stubs
  • Cancel anytime
  • Every template and your own designs
Subscribe

Frequently asked questions

Who is PayStubNest for?
Employers, small businesses, self-employed people, contractors and bookkeepers who need accurate, professional pay stubs for their payroll records. It is a record-keeping tool: it does not pay wages, file taxes or verify anyone's income.
How are taxes calculated?
Enter the pay details (hourly or salary) and the withholding elections. Federal income tax, state income tax, Social Security and Medicare are calculated automatically by the GeoVerio payroll engine from the published withholding tables, and year-to-date totals are carried forward from stub to stub. Always review the preview before you download.
Which tax years are supported?
Tax years 2025 and 2026, using the federal and state withholding tables loaded in the payroll engine. Pay dates outside the supported tax years cannot be calculated.

Create your first pay stub

Enter the pay details, check the preview, and download the PDF when it looks right. Previews are free; you pay only for what you download.

Create a pay stub →